# Apartments for sale in Semkovo

Canonical page: https://semkovo.org/for-sale/
Updated: 2026-10-19
Publisher: Matthias Zeitler

Three owner-direct apartments for sale at Coliving Semkovo: A307 €39,500, A502 €110,000 and A601 €57,500. Photos, tours, plans and purchase details.

Three apartments for sale at Coliving Semkovo, directly from owner Matthias Zeitler.

A balcony for morning coffee. A loft to retreat to. Roof windows above a quiet room. Find the space that fits the way you want to spend time in the mountains.

[Compare the apartments](https://semkovo.org/for-sale/#apartments)

Block A · Semkovo, Bulgaria · From €39,500

**Seller financing available.** 20% down · 8% annual interest · Up to 7 years. [See the financing offer](https://semkovo.org/for-sale/#seller-financing).

Permanent electricity connection pending. [Read the purchase details](https://semkovo.org/for-sale/#buying).

![A601: Open-plan living and sleeping space with roof windows](https://semkovo.org/apartments/a601-01-960.webp)

[![A307: Balcony overlooking the trees (video still)](https://semkovo.org/apartments/a307-02-960.webp)](https://semkovo.org/for-sale/a307/)

## [A307 · Balcony studio](https://semkovo.org/for-sale/a307/)

€39,500

39 m² gross · Block A · Floor 3

A compact mountain base with a balcony for slow mornings and a room you can make your own. The renovation is done, the inverter AC is installed, and some furniture is already in place.

[Explore A307](https://semkovo.org/for-sale/a307/)

[![A502: Living area and balcony doors (video still)](https://semkovo.org/apartments/a502-01-960.webp)](https://semkovo.org/for-sale/a502/)

## [A502 · Balcony & loft](https://semkovo.org/for-sale/a502/)

€110,000

52 m² gross + 10 m² loft · Block A · Floor 5

A balcony, a fitted kitchen and a loft above the living space. A502 offers a more generous layout for settling into mountain life, with the sleeping area tucked up a short flight of stairs.

[Explore A502](https://semkovo.org/for-sale/a502/)

[![A601: Open-plan living and sleeping space with roof windows](https://semkovo.org/apartments/a601-01-960.webp)](https://semkovo.org/for-sale/a601/)

## [A601 · Roof-window studio](https://semkovo.org/for-sale/a601/)

€57,500

59 m² gross · Block A · Floor 6

Sloping ceilings, roof windows and a broad open-plan room give A601 its character. There’s space for sleeping, a dining table and an armchair without dividing the apartment into small rooms.

[Explore A601](https://semkovo.org/for-sale/a601/)

## Compare the apartments

Compare the apartments
| Apartment | Asking price | Advertised area | Internal area on plan | Character |
| --- | --- | --- | --- | --- |
| [A307](https://semkovo.org/for-sale/a307/) | €39,500 | 39 m² gross | 30 m² | Balcony studio |
| [A502](https://semkovo.org/for-sale/a502/) | €110,000 | 52 m² gross  
\+ 10 m² loft | 42 m² before loft | Balcony & loft |
| [A601](https://semkovo.org/for-sale/a601/) | €57,500 | 59 m² gross | 48 m² | Roof-window studio |

All three are renovated, have inverter AC and are partially furnished. Permanent electricity connection is pending; the details below apply to every apartment.

## Purchase details

The practical side of owning at Coliving Semkovo, set out before you book a viewing.

**Electricity connection pending.** The apartments are renovated, but do not yet have a permanent electricity connection. The current target is around December 2026; this is not a guaranteed completion date.

### Buy with seller financing

Bank financing isn’t always an option. Matthias can finance your purchase directly with **20% down, 8% annual interest and a term of up to 7 years**.

Discuss the repayment schedule and agree the financing terms directly with Matthias before committing to the purchase.

[Discuss financing on WhatsApp](https://wa.me/4368120345633?text=Hello%20Matthias%2C%20I%E2%80%99m%20interested%20in%20your%20apartments%20in%20Semkovo.%20Could%20we%20discuss%20a%20viewing%20and%20seller%20financing%3F)

### What you’re buying

A privately owned apartment in Block A, sold directly by Matthias Zeitler in its current condition. All three are renovated, have inverter AC and are partially furnished. The included furniture varies by apartment and is agreed with the owner.

The gross areas are those in the current sales list. Internal areas come from the original architectural drawings. A502’s loft is listed separately.

### Running costs

The 2026 estimate for Block A is **€620 per apartment + €17.50 per m² per year** for service and repairs. The fee is determined each year from actual maintenance, repair, security, cleaning and common-area operating costs.

Personal utilities, property taxes and other individual costs are additional. A mandatory service contract forms part of the sale at the notary.

### Connection & purchase costs

A new transformer station has been built. There may be an additional one-time electricity connection charge, currently estimated at **about €750 per apartment**.

Budget separately for the transfer. The owner’s sales information estimates transaction costs at around 3% of the price, normally paid by the buyer, plus any legal or advisory fees. The final amount depends on the transaction.

Cooperative membership & shared facilities

Cooperative membership is optional and separate from owning an apartment. You can own an apartment without joining. Ownership provides access to your apartment block; access to Block C is governed separately by the cooperative.

Block C’s hospitality facilities are not included in the purchase and are not currently operational. Further investment and decisions about its future operation are still required.

The current membership terms list a **€40/m² initial joining fee** (not repayable), a **€5/m² annual membership fee**, and a **€60/m² targeted contribution**. Targeted-contribution repayment on exit is subject to the statutes and available funds.

Membership brings participation and voting rights, together with financial obligations and collective decisions. Confirm the current terms, applicable area basis and any further contributions before joining. Membership does not promise dividends or a financial return.

Plans, paperwork & viewings

The plan extracts reproduce the original October 2023 architectural drawings. They help explain the layout; they are not a new measured survey of the renovated apartments. A502’s additional loft is not shown on the original plan.

Ask Matthias for the applicable service contract, title and apartment documents, the current inventory, any outstanding charges and the latest connection update. The service-contract template and cooperative statutes are available for a buyer’s review.

Visits are by prior appointment. Email [me@matthias.net](mailto:me@matthias.net) with the apartment number and your preferred dates. Please arrange the visit before travelling up to the building.

[Open the complete original Block A floor plans (PDF, 1.2 MB)](https://semkovo.org/apartments/block-a-floorplans.pdf)

Asking prices and property details checked against the owner’s sales list on 19 October 2026. Availability and final sale terms are confirmed directly with the owner.

## Arrange a viewing

A viewing makes the choice easier. Tell Matthias which apartment caught your eye and when you would like to visit.

[Arrange a viewing ↗](mailto:me@matthias.net?subject=Semkovo%20apartment%20A307%2C%20A502%20or%20A601%20%E2%80%94%20viewing%20enquiry&body=Hello%20Matthias%2C%0A%0AI%E2%80%99m%20interested%20in%20A307%2C%20A502%20or%20A601%20at%20Coliving%20Semkovo.%20Please%20send%20me%20the%20current%20availability%2C%20included%20inventory%20and%20details%20for%20arranging%20a%20viewing.%0A%0AMy%20preferred%20dates%20are%3A%0AMy%20questions%20are%3A%0A%0ABest%20regards%2C%0A)

Direct contact: [me@matthias.net](mailto:me@matthias.net)

### Get to know the neighbourhood.

Make a day of it: walk through the forest, stop for lunch and explore the resort.

[Find your bearings](https://semkovo.org/map/)  
[Plan the journey](https://semkovo.org/getting-here/)  
[Choose a walk](https://semkovo.org/hiking/)

[**WhatsApp Matthias**+43 681 20345633](https://wa.me/4368120345633?text=Hello%20Matthias%2C%20I%E2%80%99m%20interested%20in%20your%20apartments%20in%20Semkovo.%20Could%20we%20discuss%20a%20viewing%20and%20seller%20financing%3F)